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An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans, parent loans, and alternative loans (also called private student loans).

The ultimate responsibility of financing an education lies with the student. Students who finance their education with student loans must understand that with the acceptance of the loan comes the responsibility of prompt and full repayment.

The University stresses this responsibility not only because loan repayment is ethically correct, but also because loan default could eventually lead to loss of financial aid to future students.

Types of Loans

Federal Direct Subsidized and Unsubsidized Loans

Federal Direct Parent PLUS Loan

Federal Direct Graduate PLUS Loan 

Federal Perkins Loan

Private Student Loans

Other Information

PLUS Denial Options

Direct Loan Basics brochure

Tips for Selecting a Co-Signer (or Endorser)